![How does Apple Card Family work?](/images/posts/8102d47a330a5f15c2f333f0a837219b-0.jpg)
Apple, during its April event, unveiled its new functionality Apple Card Family, which allows two people to share a single Apple Card, the credit card of the Cupertino company. This allows two people to accumulate credit together, manage expenses and allow children to use the family's Apple Card. Ahead of the launch of this new feature, Apple has shared some specifics on how it will work in detail.
Apple Card Family: how credit card sharing will work in detail
![How does Apple Card Family work?](/images/posts/8102d47a330a5f15c2f333f0a837219b-1.jpg)
Apple Card Family, available only in United States, allows you to share ownership of the same credit card between two people. As the owner of Apple Card, you can invite up to five members of your Apple family group, and select one as co-owner, as long as they are of legal age. The other four participants, on the other hand, must be at least 13 years old.
Co-owners of the account will have their credit reported equally in their own name, and will share full responsibility for the account balance and all payments. They can also set various controls for other participants, such as spending limits; request a credit limit increase; receive unlimited daily cashback on their transactions and close a shared account. They are also able to view all the transactions made in the account, as well as their own.
The participants, on the other hand, are subject to more restrictions depending on their age. They are not responsible for payments, they can only view their transaction history and can spend up to the account credit limit (although account owners can set an optional limit). If they are over XNUMX, they can request a physical titanium Apple Card. The Cupertino company then reminds that Apple Card Family weighs on creditworthiness, or rather its score defined based on the payment history and credit use, of each member.
Joining Apple Card Family is very simple. Once the option is activated, Apple Card holders will be able to invite family members by tapping the Wallet app, selecting the "Apple Card", tapping the "More" button and, choosing the "Share my card" option below People. More details on the new feature are available on Apple's official website.
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![How does Apple Card Family work?](/images/posts/8102d47a330a5f15c2f333f0a837219b-2.jpg)
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