Smartphones have changed the way people pay thanks to platforms like Google Pay. However, i our cell phones can also help us save and control our expenses and income, through financial applications that allow us to maintain exhaustive control over the expenses made and the savings obtained.
There are many app for il spending control on Google Play, but not all of them are worth it. In this article, we select best account keeping apps you can download and use and let's look at their most important features.
Keeping track of your subscriptions is a good way to keep your expenses at bay
Spend Tracking Apps - The Best You Can Use
In addition to the many app to control expenses that we can find on Google Play, there are also other tools that can help us keep our expenses at bay. In the case of le applications to manage subscriptions come Netflix, Spotify o Amazon Prime.
These types of apps are used for keep accounts and manage the money spent on subscriptions and other types of monthly payments. Without further ado, we'll look at the best apps you can download to control your spending:
Fintonic
Fintonic is one of the most popular finance apps
Fintonic is one of the most famous and used finance apps on Google Play. We have talked about it several times, and it stands out from the rest for being one of the few platforms that allows us to synchronize our bank accounts to automate expense and savings reports, thus avoiding having to manually enter purchases, receipts or transfers.
It is compatible with the vast majority of Spanish banking institutions and offers interesting functions such as notice of commissions, duplicate receipts or management of products such as insurance, cards or loans. It also offers a useful option to finance purchases from Amazon with 0% interest.
Another feature we won't find in the rest of the alternatives is what Fintonic calls it "FinScore". This is the theoretical assessment that banks have of us based on various factors such as age, balance in our accounts or expenses, so that better conditions can be accessed if the rating is high.
Bluecoin
I must admit that, of all the apps that make up this top, Bluecoins is my favorite when it comes to controlling expenses.
It is true that its interface is not as friendly as that of other alternatives, but it is undoubtedly one of the shopping apps with the most potential in its category, thanks to the endless functions and features it includes.
So much so that I included it myself in my selection of apps discovered last year, without which I can't live now.
The app is free, although it is possible to unlock some additions - such as the ability to export statistics to Excel files - by purchasing the Pro version of Bluecoins. Something that, in my opinion, is worth it, and a lot, because it is the best cost control app that you can use **.
Money manager
Another good option to check all our savings and expenses from your mobile is Money Manager. This application stands out for its simplicity and ease of use, but it still has interesting options for anyone who wants to know where their money is going.
The app allows you to record any transaction made with a tap on the screen, and automatically generates expense and income reports with graphs showing our progress.
It is also possible to establish budgets and organize the various invoices both by periodicity and by category. There is also the ability to configure reminders to keep more complete control of expenses.
Subscriptions
With so many services and platforms that base their financing model on the subscriptionIt is more important than ever to control expenses for these types of payments.
For this there are specific applications such as Subscriptions, a tool with a fantastic design, easy to use and with the possibility to add all types of subscriptions which can be subsequently filtered by categories, personalizing or even adding reminders.
Moreover, it is an app to carry expenses totally free.
Spend
To know absolutely all the money you spend, and how you spend it, there are few better apps than Spendee.
The app has been selected multiple times as one of the best in its class by the publishers of Google Play, and its ability to generate infographics with entries and exits, all with a fantastic design and all the functions we might need to perform. an audit of the accounts.
Among its most important features we find the possibility of synchronize our banking entities to automate the control of expenses and income, budget planner, report generation and infographics, or the ability to create shared portfolios with friends and family. Of course, it also allows you to record purchases made in cash, so that nothing escapes us.
1Money
If you use multiple devices and are looking for an app to record all your savings and expenses, 1Money is one of the best options. Since it offers cloud synchronization, you can access your data from anywhere and via any device.
The app in question allows you to add transactions quickly and easily, and will generate automatically reports showing where the money spent is going and how it has grown - or not - il our savings account over the weeks.
Our customers
Another tool that, like Fintonic and Spendee, offers synchronization with major banks is Wallet, a spending app that we analyzed at the time.
The application encourages us to get rid of our spreadsheet or notebook in which we have so far recorded all our expenses and savings and continue to use its flexible planning and control system.
The app is free and its features include the ability to generate financial reports on accounts and cards, loan management, cloud synchronization, predefined templates and categories, and even the ability to geo-tag every transaction made.
lover of money
For Google, Money Lover was one of the best applications of the year 2017… And it's no wonder. We are facing one of the most complete shopping tools that exist in Google Play, with cloud synchronization, budget planning, push notifications and expense management by categories.
Other interesting features of this application are the ability to keep accounts on debts and loans, the possibility of create shared wallets with friends or family and even a "Travel mode" for those travelers who will spend time in a country other than yours.
To avoid data loss, the app also allows you to create backup copies in Dropbox, one of the most popular cloud storage services. Without a doubt, it is one of the best alternatives to Fintonic that you can use in 2020.
moneyhero
MoneyHero is available on both iOS and Android
We conclude this selection with an application perhaps a little less known than the previous ones, but which will surely attract the attention of more than one for the number of functions it includes, in addition to its attention, intuitive and easy use drawing. Moneyhero allows us to set savings goals, so that the application itself tells us at any time how much money we can spend every day in order not to exceed the limit and thus be able to achieve our goals.
The app also stands out for its simplicity, and it is it is sufficient to indicate the monthly income, as well as the fixed costs and the savings goal. From this data, the app will generate the expense variable that we must not transfer. Unlike the previous apps, Moneyhero can be used totally free for 15 days, after which you will need to purchase a Premium subscription to the platform.
